Appendix XXXII Purpose of Payment Code (QAR)
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There are two types of POP codes to be used in Qatar or for QAR payments depending on the type of payment.
In case the payment is an international payment, i.e. a payment in QAR to any country (ex: BE to FR in QAR or BE to QA in QAR) OR a payment emitted in any currency to Qatar (ex: BE to QA in USD), an Inward Pop Code should be inputted in the payment. It is important to respect the 5 characters format (ex: A1A01) so that the payment can be processed smoothly via our correspondent bank.
In case the payment is a domestic payment (from Qatar to Qatar in QAR currency), a Transfer Pop Code (TPC) should be inputted in the payment. It is important to respect the 6 digits TPC format (ex: 505000) so that the payments can be processed smoothly via QATCH (local clearing in Qatar). Please follow the specific channel guidelines for the formatting in MT and MX.
International payment codes
| Purpose Group | Purpose Code | Description |
| Export of Goods | A1A01 | Value of export bills negotiated/purchased/discounted, etc. |
| A1A02 | Realization of export bills (in respect of goods) sent on collection (full invoice value) | |
| A1A03 | Advance receipts against export contracts (export of goods only) | |
| Transportation | A2A04 | Freight on exports-shipping companies |
| A2A10 | Freight on exports-airlines companies | |
| A2A01 | Inward remittance on account of surplus freight/passenger fare by Qatari shipping companies operating abroad | |
| A2A02 | Operating expenses of foreign shipping companies operating in Qatar | |
| A2A05 | Receipt towards operational leasing (with crew) shipping companies | |
| A2A07 | Inward remittance of surplus freight/passenger fare by Qatari airlines companies operating abroad | |
| A2A08 | Receipts on account of operating expenses of foreign airlines companies operating in Qatar | |
| A2A11 | Receipts towards operational leasing (with crew) airlines companies | |
| A2A13 | Receipts towards other transportation services (stevedoring, demurrage, port handling charges, etc.) | |
| Travel | A2B01 | Inward remittance towards business travel includes purchases of foreign occurrences notes etc. Over the counter by hotels, hospitals, emporium |
| A2B08 | Foreign currency surrendered by the returning Qatari resident tourists | |
| Insurance Service | A2C01 | Receipts on account of life insurance premium |
| A2C02 | Receipts on account of freight insurance relating to import & export goods | |
| A2C03 | Receipts of other general insurance premium | |
| A2C04 | Receipts on account of reinsurance premium | |
| A2C05 | Receipts on account of auxiliary services (commission on insurance) | |
| A2C06 | Receipts on account of settlement of claims | |
| Construction Service | A2D01 | Inward remittance towards meeting the cost of construction of projects in Qatar |
| Comp.& Info. Service | A2E01 | Receipts on account of hardware consultancy |
| A2E02 | Receipts on account of software implementation | |
| A2E03 | Receipts on account of database data processing charges | |
| A2E04 | Receipts on account of repair and maintenance of computer and software | |
| A2E05 | Receipts on account of provision of news agency services | |
| A2E06 | Receipts on account of other information services-subscription to newspapers, periodicals, etc. | |
| Financial Service | A2F01 | Receipts on account of financial intermediation except investment banking: Bank charges, collection charges, LC charges, cancellation of forward |
| A2F02 | Receipts on account of investment banking services-brokerage, under writing commission, etc. | |
| A2F03 | Receipts on account of auxiliary financial services-charges on operation & regulatory fees, custodial services, depository services etc. | |
| G.N.I.E. | A2G01 | Inward remittance received for maintenance of foreign embassies in Qatar |
| A2G03 | Inward remittance for maintenance of offices of international institutions (such as IMF, IBRD (WORLD BANK), UNICEF, UNESCO, WHO etc.) in Qatar | |
| Government Service | A2G07 | Incoming remittances on account of government services |
| Personal, Cultural & Recreational Service | A2H01 | Receipts for audio-visual and related services and associated fees related to production of motion pictures, rentals, fees received |
| A2H02 | Receipts towards personal cultural services such as those related to museums, libraries, archives, and sporting activities. Also includes fees. | |
| Other Business Service | A2J01 | Merchanting services - net receipt (from sale & purchase of goods without crossing the border) |
| A2J02 | Trade related services - commission on exports/imports | |
| A2J03 | Receipts towards dry operational leasing services (other than financial leasing and without operating crew) including charter hire | |
| A2J04 | Receipts towards legal services | |
| A2J05 | Receipts for providing accounting, auditing, book keeping and tax consulting services | |
| A2J06 | Receipts for provision of business and management consultancy and public relations services | |
| A2J07 | Receipts for advertising, trade fair, market research and public opinion polling service | |
| A2J08 | Receipts towards research & development services | |
| A2J09 | Receipts for providing architectural engineering and other technical services | |
| A2J10 | Receipts for agricultural, mining and onsite processing services protection against insects & disease, increasing of harvest yields | |
| A2J11 | Inward remittance for maintenance of offices in Qatar | |
| A2J12 | Inward remittance towards distribution services | |
| A2J13 | Inward remittance towards environmental services | |
| A2J19 | Receipts for other services not included elsewhere | |
| Communication Service | A2K01 | Receipts on account of settlement of claims for postal services |
| A2K02 | Receipts on account of settlement of claims for courier services | |
| A2K03 | Receipts on account of settlement of claims for telecommunication services | |
| Royalties & License Fees | A2R01 | Receipts on account of franchises services-use of patents, copy right trademarks, industrial processes, franchises etc. |
| A2R02 | Receipts for use through licensing arrangements of produced originals or prototypes (such as manuscripts and films) | |
| Income | A3A03 | Inwards remittance towards interest on loans extended to non-residents (short term/medium term/long term loans) |
| A3A04 | Inwards remittance of interest on debt securities debentures/bonds/FRNs, etc. | |
| A3A05 | Inwards remittance towards interest receipts of ads on their own account (on investments) | |
| A3A06 | Remittance towards repatriation of profits to Qatar | |
| A3A07 | Remittance towards receipt of dividends by Qatari residents | |
| Transfers | A4A01 | Inward remittance from the Qatari non-residents towards family maintenance and savings |
| A4B02 | Inward remittance towards personal gifts and donations | |
| A4B03 | Donations to religious & charitable institutions in Qatar | |
| A4B04 | Inward remittance towards grants and donations to government and charitable institution established by the governments | |
| A4B06 | Receipts towards receipts/refund of taxes | |
| Income | A4B07 | Compensation of employees (short term) |
| Capital transfers | A5A17 | Purchases towards sale of intangible assets (patents, copyrights, trademarks etc.) By Qatari companies |
| Sale of other assets abroad | A6A03 | Repatriation of Qatari investment abroad in branches abroad |
| A6A04 | Repatriation of Qatari investment abroad in subsidiaries & associates | |
| A6A05 | Repatriation of Qatari investment abroad in real estate | |
| Other foreign liability incurred | A6A06 | Foreign direct investment in Qatar in equity |
| A6A07 | Foreign direct investment in Qatar in debt securities including debt funds | |
| A6A08 | Foreign direct investment in Qatar in real estate | |
| Sales of portfolio investment abroad | A6B01 | Repatriation of Qatari investment abroad in equity capital (shares) |
| A6B02 | Repatriation of Qatari investment abroad in debt securities | |
| Other foreign liability incurred | A6B09 | Foreign portfolio investment in Qatar in equity shares |
| A6B10 | Foreign portfolio investment in Qatar in debt securities including debt funds | |
| Repayment of loan extended | A6C11 | Repayment of loans extended to non-residents |
| Drawing of loans received | A6C12 | Loans from non-residents to Qatar |
| A6C13 | Short-term loans with original maturity up to 1 year from non-residents to Qatar | |
| Other foreign liability incurred | A6C14 | Receipts on account of non-residents deposits |
| Receipts from bank account abroad | A6C15 | Receipts from bank own account abroad |
| Other transactions n.i.e | A6C18 | Other capital receipts (not included elsewhere) |
| Others | A7A01 | Refund/rebates on account of imports |
| A7B02 | Reversal of wrong entries refunds of amount remitted for non-imports | |
| A7C03 | Receipts by residents from residents |
Domestic payment codes
Main Purpose | Sub-Purpose | Purpose Code |
Operational Expenses | Rent Payments | 505000 |
| Service, Fees and Charges Payments (Maintenance, Repair, Consulting) | 505004 | |
| Utility Bills (Electricity, Water, Gas, Cooling) | 505005 | |
Goods & Services | Buying of Furniture, Equipment, Raw Materials and Supplies (Acquisition of Goods) | 515050 |
| Payment of Royality Fees, Brands or Trademarks | 515051 | |
| Import and Export Charges | 515052 | |
| IT Services & Software Purchases | 515053 | |
| Shipping and Freight Payments | 515054 | |
| Legal Settlements | 515055 | |
| Infrastructure Development | 515056 | |
| Online Orders/ Purchases | 515057 | |
Financial Services | Loan & Interest Payments | 525100 |
| Shareholder Distribution/Dividends | 525101 | |
| Investment Funding | 525102 | |
Credit Transactions | 525103 | |
| Mergers and Acquisitions | 525104 | |
| Cash Remittance | 525105 | |
| Fees and Commissions. | 525106 | |
Human Resources | Salaries and Wages | 535150 |
| Bonus Payments | 535151 | |
| Other allowances (Includes Travel Allowance and Leave Encashment) | 535152 | |
| School/University Fees | 535153 | |
| Payment of Pension | 535154 | |
| Compensation | 535155 | |
| Social Security Contributions | 535156 | |
| End of Services Benefits | 535157 | |
Insurance Services | General Insurance | 545200 |
| Employees Insurance | 545201 | |
| Asset Insurance | 545202 | |
| Liability Insurance | 545203 | |
Projects Payments | Payments for Capital Projects | 555250 |
| Construction and Development Payments | 555251 | |
| Maintenance Payment | 555252 | |
| Consulting Services | 555253 | |
Social Responsibility | Environmental Initiatives | 565300 |
Corporate Transactions | Payment within Company or Group (Inter-Group Transactions to Parent or Other Subsidiaries) | 575350 |
| Joint Investments | 575351 | |
| Treasury Transactions i.e. Hedging Operation, FD placement & Swap Transactions | 575352 | |
| Currency Exchange | 575353 | |
Government Services | Government Services | 585400 |
| Courts Payments | 585401 | |
| Tax Payments | 585402 | |
| Customs Payments | 585403 | |
Investments | Investment in Real Estate | 595450 |
| Investment in Shares/Equities/Bonds | 595451 | |
| Other Investments | 595452 | |
Payment Service Provider | Merchant Settlement | 605500 |
Charity | Charity/Donations | 615550 |
