Payment Service Providers
Appendix XXXI Beneficiary Bank Code (AMD)
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| Code | Bank |
| 103 or 900 | Central Bank of Armenia |
| 115 | ArmbusinessBank |
| 118 | Anelik Bank |
| 151 | Ararat Bank |
| 157 | AmeriaBnak |
| 160 or 161 | VTB Bank Armenia |
| 163 | Armekonombank |
| 166 | Prometey Bank |
| 175 | BTA Bank |
| 181 | Armneian Development Bank |
| 193 | Converse Bank |
| 205 | Inecobank |
| 208 | Mellat Bank |
| 214 | Byblos Bank Armenia |
| 217 | HSBC Bank Armenia |
| 220 | ACBA Credit Agricol Bank |
| 223 | Artsakhbank |
| 241 | Unibank |
| 217 or 218 or 247 or 248 | Ardshininvestbank |
| 220 | ACBA Credit Agricol Bank |
| 223 | Artsakhbank |
| 241 | Unibank |
| 217 or 218 or 247 or 248 | Ardshininvestbank |
| 250 | Armswisbank |
| 262 | Fast Bank |
| 420 | Armbrok |
| 801 | Central Depository of Armenia |
| 808 | Haypost |
Appendix XXX - Purpose of Payment (KWD)
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Code | Name | Definition |
| BKIP | BankLoanAccruedInterestPayment | Accrued interest payments. Specific to bank loans. |
| BKPP | BankLoanPrincipalPaydown | Principal paydowns. Specific to bank loans |
| BKFE | BankLoanFees | Bank loan fees. Cash activity related to specific bank loan fees, including (a) agent / assignment fees; (b) amendment fees; (c) commitment fees; (d) consent fees; (e) cost of carry fees; (f) delayed compensation fees; (g) facility fees; (h) fronting fees; (i) funding fees; (j) letter of credit assignment fees |
| CDDP | CardDeferredPayment | A combined service which enables the card acceptor to perform an authorisation for a temporary amount and a completion for the final amount within a limited time frame. Deferred Payment is only available in the unattended environment. Examples where this service is widely used are unattended petrol pumps and phone booths |
| CDOC | OriginalCredit | A service which allows the card acceptor to effect a credit to a cardholder' account. Unlike a Merchant Refund, an Original Credit is not preceded by a card payment. This service is used for example for crediting winnings from gaming. |
| FCOL | FeeCollection | A Service that is settling card transaction related fees between two parties. |
| CBLK | CardBulkClearing | A Service that is settling money for a bulk of card transactions, while referring to a specific transaction file or other information like terminal ID, card acceptor ID or other transaction details. |
| CDCB | CardPaymentWithCashBack | Purchase of Goods and Services with additional Cash disbursement at the POI (Cashback) |
| MTUP | MobileTopUp | A Service that is first reserving money from a card account and then is loading a prepaid mobile phone amount by this amount. |
| ACCT | AccountManagement | Transaction moves funds between 2 accounts of same account holder at the same bank. |
| DEPT | Deposit | Transaction is related to a payment of deposit. |
| CASH | CashManagementTransfer | Transaction is a general cash management instruction. |
| PERS | PersontoPersonPayment | Transaction is a payment between two accounts where the party is a natural person (identified by a private ID, not organization ID). |
| COLL | CollectionPayment | Transaction is a collection of funds initiated via a credit transfer or direct debit. |
| INTC | IntraCompanyPayment | Transaction is an intra-company payment, ie, a payment between two companies belonging to the same group. |
| INTP | Intra Party Payment | Transaction is a payment between two accounts belonging to the same party (intra-party payment), where party is a natural person (identified by a private ID, not organisation ID). |
| MGSC | FuturesInitialMarginClientOwnedSegregatedC ashCollateral | Margin Client Owned Segregated Cash Collateral - Any cash payment related to the collateral for initial futures margin, which is owned by the client and is available for use by the client when it is returned to them from the segregated account. |
| EXTD | ExchangeTradedDerivatives | Cash collateral related to trading of exchanged traded derivatives in general (Opposite to Over the Counter (OTC)). |
| FIXI | FixedIncome | Cash collateral related to a fixed income instrument |
| SBSC | SecuritiesBuySellSellBuyBack | Cash collateral related to a Securities Buy Sell Sell Buy Back |
| SCVE | PurchaseSaleOfServices | Transaction is related to purchase and sale of services. |
| BEXP | BusinessExpenses | Transaction is related to a payment of business expenses. |
| COMC | CommercialPayment | Transaction is related to a payment of commercial credit or debit. (formerly CommercialCredit) |
| GDDS | PurchaseSaleOfGoods | Transaction is related to purchase and sale of goods. |
| GDSV | PurchaseSaleOfGoodsAndServices | Transaction is related to purchase and sale of goods and services. |
| SERV | ServiceCharges | Transaction is related to service charges charged by a service provider. |
| SUBS | Subscription | Transaction is related to a payment of information or entertainment services either in printed or electronic form. |
| SUPP | SupplierPayment | Transaction is related to a payment to a supplier. |
| TRAD | Commercial | Transaction is related to a trade services operation. |
| MP2B | MobileP2BPayment | A service which enables a user to use an app on its mobile to pay a merchant or other business payees by initiating a payment message. Within this context, the account information or an alias of the payee might be transported through different channels to the app, for example QR Code, NFC, Bluetooth, other Networks. |
| ROYA | Royalties | Transaction is the payment of royalties. |
| CHAR | CharityPayment | Transaction is a payment for charity reasons. |
| COMT | ConsumerThirdPartyConsolidatedPayment | Transaction is a payment used by a third party who can collect funds to pay on behalf of consumers, ie credit counseling or bill payment companies. |
| HLRP | HousingLoanRepayment | Transaction is related to a payment of housing loan. |
| HLST | HomeLoanSettlement | Transaction is related to the settlement of a home loan. |
| INPC | InsurancePremiumCar | Transaction is a payment of car insurance premium. |
| INTE | Interest | Transaction is payment of interest. |
| LIFI | LifeInsurance | Transaction is a payment of life insurance. |
| PPTI | PropertyInsurance | Transaction is a payment of property insurance. |
| INPR | InsurancePremiumRefund | Transaction is related to an insurance premium refund. |
| INSC | PaymentOfInsuranceClaim | Transaction is related to the payment of an insurance claim. |
| INSU | InsurancePremium | Transaction is payment of an insurance premium. |
| LOAN | Loan | Transaction is related to transfer of loan to borrower , or stuff loan. |
| LOAR | LoanRepayment | Transaction is related to repayment of loan to lender. |
| RINP | RecurringInstallmentPayment | Transaction is related to a payment of a recurring installment made at regular intervals. |
| PENO | PaymentBasedOnEnforcementOrder | Payment based on enforcement orders except those arising from judicial alimony decrees. |
| RELG | RentalLeaseGeneral | Transaction is for general rental/lease. |
| TRFD | TrustFund | Transaction is related to a payment of a trust fund. |
| FORW | ForwardForeignExchange | FX trades with a value date in the future. |
| ADVA | AdvancePayment | Transaction is an advance payment. |
| BCDM | BearerChequeDomestic | Transaction is the payment of a domestic bearer cheque. |
| BCFG | BearerChequeForeign | Transaction is the payment of a foreign bearer cheque. |
| CCRD | CreditCardPayment | Transaction is related to a payment of credit card account. |
| DCRD | DebitCardPayment | Transaction is related to a debit card payment. |
| EDUC | Education | Transaction is related to a payment of study/tuition fees. |
| CFEE | CancellationFee | Transaction is related to a payment of cancellation fee. |
| CORT | TradeSettlementPayment | Transaction is related to settlement of a trade, e.g. a foreign exchange deal or a securities transaction. |
| REBT | Rebate | Transaction is the payment of a rebate. |
| FEES | PaymentOfFees | Payment of fees/charges. |
| GIFT | Gift | Payment with no commercial or statutory purpose. |
| IHRP | InstalmentHirePurchaseAgreement | Transaction is payment for an installment/hire-purchase agreement. |
| INSM | Installment | Transaction is related to a payment of an installment. |
| IVPT | InvoicePayment | Transaction is the payment for invoices. |
| REFU | Refund | Transaction is the payment of a refund. |
| FAML | Family Support | Transaction is between family members |
| MSVC | MultipleServiceTypes | Transaction is related to a payment for multiple service types. |
| LEGE | Legal Expense | Legal Expense |
| LEGC | Legal case | Payment toward legal case or to execution department |
| GOVT | GovernmentPayment | Transaction is a payment to or from a government department. |
| BRKF | BrokerageFee | Fee paid to a broker for services provided. |
| ANNI | Annuity | Transaction settles annuity related to credit, insurance, investments, others. |
| CMDT | CommodityTransfer | Transaction is payment of commodities. |
| DERI | Derivatives | Transaction is related to a derivatives transaction |
| PRME | PreciousMetal | Transaction is related to a precious metal operation. |
| DIVD | Dividend | Transaction is payment of dividends. |
| FREX | ForeignExchange | Transaction is related to a foreign exchange operation. |
| INVS | InvestmentAndSecurities | Transaction is for the payment of mutual funds, investment products and shares |
| SECU | Securities | Transaction is the payment of securities. |
| TREA | TreasuryPayment | Transaction is related to treasury operations. |
| SAVG | Savings | Transfer to savings/retirement account. |
| IRES | Investment in Real Estate | Investment in Real Estate |
| MDCS | MedicalServices | Transaction is a payment for medical care services. |
| HLTI | HealthInsurance | Transaction is a payment of health insurance. |
| ALLW | Allowance | Transaction is the payment of allowances. |
| BONU | BonusPayment. | Transaction is related to payment of a bonus. |
| COMM | Commission | Transaction is payment of commission. |
| PENS | PensionPayment | Transaction is the payment of pension. |
| SSBE | SocialSecurityBenefit | Transaction is a social security benefit, ie payment made by a government to support individuals. |
| SALA | SalaryPayment | Transaction is the payment of salaries. |
| SPSP | SalaryPensionSumPayment | Salary or pension payment for more months in one amount or a delayed payment of salaries or pensions. |
| BENE | UnemploymentDisabilityBenefit | Transaction is related to a payment to a person who is unemployed/disabled. |
| EOFS | EndOfServicePayment | Transaction is related to end-of-service payments from the employer (ministries, companies, institutions, etc.) in favor of individuals. |
| TFLG | Trade finance- letter of guarantee | Payments related to letter of guarantee |
| TFLC | Trade finance- letter of credit | Payments related to letter of credit |
| TAXS | TaxPayment | Transaction is the payment of taxes. |
| INTX | IncomeTax | Transaction is related to a payment of income tax. |
| AIRB | Air | Transaction is a payment for air transport related business. |
| UBIL | Utilities | Transaction is for the payment to common utility provider that provide gas, water and/or electricity. |
| PHON | TelephoneBill | Transaction is related to a payment of telephone bill. |
| KEMB | Kuwaiti Embassies Transfers | Transfers of Kuwaiti embassies, consulates and representative offices |
| IEMB | International Embassies Transfers | Transfers of the international embassies, consulates and representative offices |
| DELG | Government Delegation Transfers | Expenses of government official missions |
| INMM | Money Market | liquidity intervention either injection to or withdrawal from conventional banks through MM deals |
| INTQ | MM Islamic | liquidity intervention either injection to or withdrwal from islamic banks through MM islamic deals |
| ICBD | CBK Bonds Issuance | Issuance of CBK Bonds for the Conventional Banks on the value date |
| RCBD | CBK Bonds Redumption | Redemption of CBK Bonds for the Conventional Banks at the maturity date |
| ECTQ | Related Tawarruq CBK Bonds excution | excution of Related Tawarruq CBK Bonds with Islamic Banks on the value date |
| SCTQ | Related Tawarruq CBK Bonds settlement | settlement of Related Tawarruq CBK Bonds for Islamic Banks at the maturity date |
| ITBD | Treasury Bonds Issuance | Issuance of Treasury Bonds for the Conventional Banks on the value date |
| RTBD | Treasury Bonds Redemption | Redemption of Treasury Bonds for the Conventional Banks at the maturity date |
| EPDT | Public Debt Tawarruq excution | Execution of Public Debt Tawarruq for the Islamic Banks on the value date |
| SPDT | Public Debt Tawarruq settlement | settlement of Public Debt Tawarruq for the Islamic Banks at the maturity date |
| BDKD | Bulk Deposit by Participant Bank | Bulk Deposit by Participant Bank |
| BWKD | Bulk Withdrawal by Participant Bank | Bulk Withdrawal by Participant Bank |
| FCYB | Forex currency Buy by Participant Bank | Forex currency Buy by Participant Bank |
| FCYS | Forex currency Sell by Participant Bank | Forex currency Sell by Participant Bank |
| CDCD | Normal Deposit by Participant Bank | Normal Deposit by Participant Bank |
| CWCD | Normal Withdrawal by Participant Bank | Normal Withdrawal by Participant Bank |
| CHTR | Onus Inter account Transfer | Onus Inter account Transafer |
| ISUK | Sukuk Issuance | Issuance of Sukuk for the Islamic Banks on value date |
| RSUK | Sukuk Redemption | Redemption of Sukuk for the Islamic Banks at Maturity date |
| ITBL | Treasury Bills Issuance | Issuance of treasury bills for Conventional Banks on the value date |
| RTBL | Treasury Bills Redemption | Redemption of treasury bills for the Conventional Banks at the maturity date |
| OTPT | Overtime Payment | Transaction is payment of Overtime |
| LEPT | Leave encashment | Transaction is payment of leave encashment |
| SADJ | Salary Adjustment | Transaction is payment of salary adjustment |
| DEDU | Deductions | Transaction is payment of Deductions for government entities |
| FORM | Form | Transaction is payment of Form |
| STMP | Stamp | Transaction is payment of Stamp (financial stamp or electronic stamp) |
| DISC | Discounts | Transaction is payment of Discounts for government entities |
| FISU | Financial support | Transaction is payment of Financial support |
| INST | Installment | Transaction is payment of Installment , or payment monthly installments to ministries. |
| TRCO | Training course | Transaction is payment of Training course |
| CONT | Contract | Transaction is payment of Contract |
| DUES | Dues | Transaction is payment of Dues |
| TEND | Tender | Transaction is payment of Tender |
| TECO | Terminate contract | Transaction is payment of Terminate contract |
| EXWO | Excellent work | Transaction is payment of Excellent work |
| BOAL | Book allowance | Transaction is payment of Book allowance |
| TICK | Travel tickets | Transaction is payment of Travel tickets |
| CCST | Cash custody | Transaction is payment of Cash custody |
| RSIG | Resignation | Transaction is payment of Resignation |
| SLON | Social loan | Transaction is payment of Social loan |
| OFMI | Official mission | Transaction is payment of Official mission |
| TEAM | Work teams | Transaction is payment of Work teams |
| IBAL | Increase balance | Transaction is increase Government Entities Balances from Ministry of Finance |