MX (pain.001)

 <Nm>ALAIN DUPONT</Nm>

<PstAdr>

<PstCd>1000</PstCd>

<TwnNm>Brussels</TwnNm>

<Ctry>BE</Ctry>

<AdrLine>Rue de France 23</AdrLine>

<PstAdr>

The semi-structured postal address format enables you to combine structured and unstructured address data. At a

minimum, the structured part must include the Town Name and Country Code (ISO 2-letter format).

In the semi-structured address, structured elements must not be repeated in the AdrLine element(s)

 <Nm>ALAIN DUPONT</Nm>

<PstlAdr>

<StrtNm>Rue de France</StrtNm>

<BldgNb>23</BldgNb>

<PstCd>1000</PstCd>

<TwnNm>Brussels</TwnNm>

<Ctry>BE</Ctry>

<PstlAdr>

We strongly

encourage you to provide as much address information as possible in the structured data elements—such as Postal Code,

Street Name and Building Number—whenever this data is available in a structured form.

The remaining address details can be entered across two lines, each limited to 70 characters of free-form text in <AdrLine> . The unstructured address lines should only be used for information that cannot be reliably structured or does not

fit into the available structured data elements.

MT (MT101)

If you are still using the MT101, use Field 59F to indicate a beneficiary address and ensure that it includes Country

Code and Town Name as structured elements in line 3.

This is the only way to support the transmission of semi structured postal addresses.

If no beneficiary address is provided, Field 59 withoutLetter Option may be applied. In this case, the first two lines will

be processed as the beneficiary’s name only, excluding address interpretation.

:59F:/BE30001216371411

1/JOHN SMITH

2/HOOGSTRAAT 6, 18TH FLOOR

3/BE/BRUSSELS  , 1000

Where:

1/= Name (JOHN SMITH)

2/=Address Line (HOOGSTRAAT 6, 18TH FLOOR)

3/=Country Code (BE)/Town Name (BRUSSELS) , and Postal Code (1000)

Subfield 1

'Party Identifier' /(Account) or (Code)(Country Code)(Identifier)

Subfield 2 'Name & Address'

1/Name of the ordering customer

2/Address details

3/Country code/Town, Postal Code

! We emphasize the importance of properly respecting the structure “Country Code / Town name”. If additional information follows the Town Name, it must be separated by a comma.

CFONB320

Address line n°1 = Batiment Alsace

Address line n°2 = 60 rue de la source

Address line n°3 = FR/Paris  , 75010

In the CFONB320 file, BNP Paribas can only identify the Country Code and Town Name if line 3 is present in the address and formatted as :

Line “3” = Country code ( 2 character ISO code)a slash and the  Citya comma and the Postal Code

! We emphasize the importance of properly respecting the structure “Country Code / Town name”. If additional information follows the Town Name, it must be separated by a comma.

Position

Description

Content

1-14

Payer

identifier

Minimum 4 and maximum 14 characters

This filled must contain one of the following types of ID 

numbers used for TAX identification in Poland:

• NIP: National TAX identification number 

• REGON: National identification number company

• PESEL: Personal ID number 

• ID Card Number 

• Passport Number 

• Other ID Number 

after “Payer

identifier”

Space

1 character  = space

 

after “space”

Type of Payer

identifier

1 character. 

The ‘Type of Payer identifier’ should be the value 

corresponding to the identifier inputted just above. The following table describes what character must be 

used for each type of identifier:

• N – if NIP 

• R – if REGON 

• P – if PESEL 

• 1 – if ID card number

• 2 – if Passport number

• 3 – if Other ID number

after “Type of

payer

identifier”

Space

1 character = space

 

after “space”

Period

Tax period concerned - maximum 7 characters

The period value can be given in one of the following 

formats:

• yyR

For example: 25R - Tax is being paid for year 2025

• yyKqq

For example: 25K02 - Tax is being paid for quarter 2 of 2025. 

• yyMmm

For example: 25M10 - Tax is being paid for 10.2025. 

• yyDkkmm 

For example: 25D0210 - Tax is being paid for days 10-20 

(second 10 days) of 10.2025. 

• yyJddmm 

For example 25J1610 - Tax is being paid for the 16th day

of 10.2025.

• 0 : In case of some tax payments (according to 

tax law) value ‘0’ can be inputted in period filled. These 

are payments which are not paid for a given period /  

day. 

The Legend is:

‘yy’: 2 digits for year

‘qq’: 2 digits for one of the quarters: 01, 02, 03 or 04. 

‘mm’: 2 digits for the month number.

‘kk’: 2 digits for: 01, 02 or 03 for each 10 days of the

month.

after “Period”

Space

1 character 

after “space”

Declaration

Declaration filled contains the “symbol of TAX payment 

type”

For example: PIT (Personal Income Tax), CIT (Corporate Income Tax), VAT (Value Added Tax)

Maximum of 7 characters.

1-21

Comments

Free text (optional) or only string ‘/TAX/’ on the second line of remittance.

Maximum 21 characters 

1-5

End line

If 2nd line contains optional comments, except ‘/TAX/’, then the End line 

must contain ‘/TAX/’.