Appendix XV: Purpose of Payment Codes (ZAR)
Transaction adjustments | Code | Sub Code | Description |
100 | 00 | Adjustments / Reversals / Refunds applicable to merchandise | |
Imports: Advance payments (not in terms of import undertaking) | Code | Sub Code | Description |
101 | 01 | Import advance payment (excluding capital goods, gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal, iron ore and goods imported via the South African Post Office) | |
101 | 02 | Import advance payment – capital goods | |
101 | 03 | Import advance payment – gold | |
101 | 04 | Import advance payment – platinum | |
101 | 05 | Import advance payment – crude oil | |
101 | 06 | Import advance payment – refined petroleum products | |
101 | 07 | Import advance payment – diamonds | |
101 | 08 | Import advance payment – steel | |
101 | 09 | Import advance payment – coal | |
101 | 10 | Import advance payment – iron ore | |
101 | 11 | Import advance payment - goods imported via the South African Post Office | |
Imports: Advance payments (in terms of import undertaking) | Code | Sub Code | Description |
102 | 01 | Import advance payment (excluding capital goods, gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal and iron ore) | |
102 | 02 | Import advance payment – capital goods | |
102 | 03 | Import advance payment – gold | |
102 | 04 | Import advance payment – platinum | |
102 | 05 | Import advance payment - crude oil | |
102 | 06 | Import advance payment – refined petroleum products | |
102 | 07 | Import advance payment - diamonds | |
102 | 08 | Import advance payment – steel | |
102 | 09 | Import advance payment – coal | |
102 | 10 | Import advance payment – iron ore | |
102 | 11 | Import advance payment - goods imported via the South African Post Office | |
Imports: (excluding advance payments and not in terms of import undertaking) | Code | Sub Code | Description |
103 | 01 | Import payment (excluding capital goods, gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal, iron ore and goods imported via the South African Post Office) | |
103 | 02 | Import payment – capital goods | |
103 | 03 | Import payment – gold | |
103 | 04 | Import payment – platinum | |
103 | 05 | Import payment – crude oil | |
103 | 06 | Import payment – refined petroleum products | |
103 | 07 | Import payment – diamonds | |
103 | 08 | Import payment – steel | |
103 | 09 | Import payment – coal | |
103 | 10 | Import payment – iron ore | |
103 | 11 | Import payment - goods imported via the South African Post Office | |
Imports: (excluding advance payments but in terms of import undertaking) | Code | Sub Code | Description |
104 | 01 | Import payment (excluding capital goods, gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal, iron ore and goods imported via the South African Post Office) | |
104 | 02 | Import payment – capital goods | |
104 | 03 | Import payment - gold | |
104 | 04 | Import payment - platinum | |
104 | 05 | Import payment– crude oil | |
104 | 06 | Import payment– refined petroleum products | |
104 | 07 | Import payment - diamonds | |
104 | 08 | Import payment– steel | |
104 | 09 | Import payment– coal | |
104 | 10 | Import payment– iron ore | |
104 | 11 | Import payment - goods imported via the South African Post Office | |
Imports: Other | Code | Sub Code | Description |
105 | 00 | Consumables acquired in port | |
106 | 00 | Repayment of trade finance for imports | |
107 | 00 | Import payments where the Customs value of the shipment is less than R500 | |
108 | 00 | Import payments where goods were declared as part of passenger baggage and no MRN is available | |
109 | 01 | Payments for goods purchased from non-residents in cases where no physical import will take place, excluding gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal and iron ore as well as merchanting transactions | |
109 | 02 | Payments for gold purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 03 | Payments for platinum purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 04 | Payments for crude oil purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 05 | Payments for refined petroleum products purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 06 | Payments for diamonds purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 07 | Payments for steel purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 08 | Payments for coal purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 09 | Payments for iron ore purchased from non-residents in cases where no physical import will take place, excluding merchanting transactions | |
109 | 10 | Not allocated | |
110 | 00 | Merchanting transactions | |
111 | 00 | Not allocated | |
112 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
200 | 00 | Adjustments / Reversals / Refunds applicable to intellectual property and service related items | |
Charges for the use of intellectual property | Code | Sub Code | Description |
201 | 00 | Rights obtained for licences to reproduce and/or distribute | |
202 | 00 | Rights obtained for using patents and inventions (licensing) | |
203 | 00 | Rights obtained for using patterns and designs (including industrial processes) | |
204 | 00 | Rights obtained for using copyrights | |
205 | 00 | Rights obtained for using franchises and trademarks | |
Acquisition of intellectual property (excluding computer related and audio-visual) | Code | Sub Code | Description |
210 | 00 | Acquisition of patents and inventions | |
211 | 00 | Acquisition of patterns and designs (including industrial processes) | |
212 | 00 | Acquisition of copyrights | |
213 | 00 | Acquisition of franchises and trademarks | |
Research and development | Code | Sub Code | Description |
220 | 00 | Payments for research and development services | |
221 | 00 | Funding for research and development | |
Audio-visual and related items | Code | Sub Code | Description |
225 | 00 | Acquisition of original manuscripts, sound recordings and films | |
226 | 00 | Payment relating to the production of motion pictures, radio and television programs and musical recordings | |
Computer software and related items | Code | Sub Code | Description |
230 | 00 | The outright purchasing of ownership rights of software | |
231 | 00 | Computer-related services including maintenance, repair and consultancy | |
232 | 00 | Commercial purchases of customised software and related licences to use | |
233 | 00 | Commercial purchases of non-customised software on physical media with periodic licence to use | |
234 | 00 | Commercial purchases of non-customised software provided on physical media with right to perpetual (ongoing) use | |
235 | 00 | Commercial purchases of non-customised software downloaded or electronically acquired with periodic licence | |
236 | 00 | Commercial purchases of non-customised software downloaded or electronically acquired with single payment | |
Technical related services | Code | Sub Code | Description |
240 | 01 | Fees for processing - processing done on materials (excluding gold, platinum, crude oil, refined petroleum products, diamonds, steel, coal and iron ore) | |
240 | 02 | Fees for processing - processing done on gold | |
240 | 03 | Fees for processing - processing done on platinum | |
240 | 04 | Fees for processing - processing done on crude oil | |
240 | 05 | Fees for processing - processing done on refined petroleum products | |
240 | 06 | Fees for processing - processing done on diamonds | |
240 | 07 | Fees for processing - processing done on steel | |
240 | 08 | Fees for processing - processing done on coal | |
240 | 09 | Fees for processing - processing done on iron ore | |
241 | 00 | Repairs and maintenance on machinery and equipment | |
242 | 00 | Architectural, engineering and other technical services | |
243 | 00 | Agricultural, mining, waste treatment and depollution services | |
Travel services for non-residents | Code | Sub Code | Description |
250 | 00 | Travel services for non-residents - business travel | |
251 | 00 | Travel services for non-residents - holiday travel | |
252 | 00 | Not allocated | |
Travel services for residents | Code | Sub Code | Description |
255 | 00 | Travel services for residents - business travel | |
256 | 00 | Travel services for residents - holiday travel | |
Travel services in respect of third parties | Code | Sub Code | Description |
260 | 00 | Payment for travel services in respect of third parties - business travel | |
261 | 00 | Payment for travel services in respect of third parties - holiday travel | |
Telecommunication and information services | Code | Sub Code | Description |
265 | 00 | Payment for telecommunication services | |
266 | 00 | Payment for information services including data, news related and news agency fees | |
Transportation services | Code | Sub Code | Description |
270 | 01 | Payment for passenger services - road | |
270 | 02 | Payment for passenger services - rail | |
270 | 03 | Payment for passenger services - sea | |
270 | 04 | Payment for passenger services – air | |
271 | 01 | Payment for freight services – road | |
271 | 02 | Payment for freight services – rail | |
271 | 03 | Payment for freight services – sea | |
271 | 04 | Payment for freight services – air | |
272 | 01 | Payment for other transport services – road | |
272 | 02 | Payment for other transport services – rail | |
272 | 03 | Payment for other transport services – sea | |
272 | 04 | Payment for other transport services – air | |
273 | 01 | Payment for postal and courier services – road | |
273 | 02 | Payment for postal and courier services – rail | |
273 | 03 | Payment for postal and courier services – sea | |
273 | 04 | Payment for postal and courier services – air | |
Financial services obtained | Code | Sub Code | Description |
275 | 00 | Commission and fees | |
276 | 00 | Financial service fees charged for advice provided | |
Construction services | Code | Sub Code | Description |
280 | 00 | Payment for construction services | |
Governement services | Code | Sub Code | Description |
281 | 00 | Payment for government services | |
282 | 00 | Diplomatic transfers | |
Study related services | Code | Sub Code | Description |
285 | 00 | Tuition fees | |
Other business services obtained | Code | Sub Code | Description |
287 | 00 | Payment for legal services | |
288 | 00 | Payment for accounting services | |
289 | 00 | Payment for management consulting services | |
290 | 00 | Payment for public relation services | |
291 | 00 | Payment for advertising and market research services | |
292 | 00 | Payment for managerial services | |
293 | 00 | Payment for medical and dental services | |
294 | 00 | Payment for educational services | |
295 | 00 | Operational leasing | |
296 | 00 | Payment for cultural and recreational services | |
297 | 00 | Payment for other business services not included elsewhere | |
298 | 00 | Not allocated | |
299 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
300 | 00 | Adjustments/Reversals/Refunds related to income and yields on financial assets | |
Income payments | Code | Sub Code | Description |
301 | 00 | Dividends | |
302 | 00 | Branch profits | |
303 | 00 | Compensation paid by a resident to a resident employee temporarily abroad (excluding remittances) | |
304 | 00 | Compensation paid by a resident to a non-resident employee (excluding remittances) | |
305 | 00 | Compensation paid by a resident to a migrant worker employee (excluding remittances) | |
306 | 00 | Compensation paid by a resident to a foreign national contract worker employee (excluding remittances) | |
307 | 00 | Commission or brokerage | |
308 | 00 | Rental | |
309 | 01 | Not allocated | |
309 | 02 | Not allocated | |
309 | 03 | Not allocated | |
309 | 04 | Interest paid to a non-resident in respect of shareholders loans | |
309 | 05 | Interest paid to a non-resident in respect of third party loans | |
309 | 06 | Interest paid to a non-resident in respect of trade finance loans | |
309 | 07 | Interest paid to a non-resident in respect of a bond | |
309 | 08 | Interest paid not in respect of loans | |
312 | 01 | Fee in respect of inward listed securities derivatives individual | |
312 | 02 | Fee in respect of inward listed securities derivatives corporate | |
312 | 03 | Fee in respect of inward listed securities derivatives bank | |
312 | 04 | Fee in respect of inward listed securities derivatives institution | |
Transaction adjustments | Code | Sub Code | Description |
400 | 00 | Adjustments / Reversals / Refunds related to transfers of a current nature | |
Current payments | Code | Sub Code | Description |
401 | 00 | Gifts | |
402 | 00 | Annual contributions | |
403 | 00 | Contributions in respect of social security schemes | |
404 | 00 | Contributions in respect of foreign charitable, religious and cultural (excluding research and development) | |
405 | 00 | Other donations / aid to a foreign Government (excluding research and development) | |
406 | 00 | Other donations / aid to a foreign private sector (excluding research and development) | |
407 | 00 | Pensions | |
408 | 00 | Annuities (pension related) | |
409 | 00 | Inheritances | |
410 | 00 | Alimony | |
411 | 01 | Tax - Income tax | |
411 | 02 | Tax - VAT refunds | |
411 | 03 | Tax – Other | |
412 | 00 | Insurance premiums (non life/short term) | |
413 | 00 | Insurance claims (non life/short term) | |
414 | 00 | Insurance premiums (life) | |
415 | 00 | Insurance claims (life) | |
416 | 00 | Migrant worker remittances (excluding compensation) | |
417 | 00 | Foreign national contract worker remittances (excluding compensation) | |
418 | 00 | Not allocated | |
419 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
500 | 00 | Adjustments / Reversals / Refunds related to capital transfers and emigrants | |
Capital transfers relating to government / corporate entities (excluding loans) | Code | Sub Code | Description |
501 | 00 | Donations by SA Government for fixed assets | |
502 | 00 | Donations by corporate entities for fixed assets | |
503 | 00 | Disinvestment of property by a non-resident corporate entity | |
504 | 00 | Investment into property by a resident corporate entity | |
Capital transfers by non-resident individuals | Code | Sub Code | Description |
510 | 01 | Disinvestment of property by a non-resident individual | |
510 | 02 | Disinvestment by a non-resident individual - other | |
Investment not related to the investment allowance | Code | Sub Code | Description |
511 | 01 | Investment by a resident individual not related to the investment allowance – Shares | |
511 | 02 | Investment by a resident individual not related to the investment allowance – Bonds | |
511 | 03 | Investment by a resident individual not related to the investment allowance - Money market instruments | |
511 | 04 | Investment by a resident individual not related to the investment allowance – Deposits with a foreign bank | |
511 | 05 | Investment by a resident individual not related to the investment allowance – Mutual funds / collective investment schemes | |
511 | 06 | Investment by a resident individual not related to the investment allowance – Property | |
511 | 07 | Investment by a resident individual not related to the investment allowance – Other | |
511 | 08 | Not allocated | |
Investment in terms of investment allowance | Code | Sub Code | Description |
512 | 01 | Foreign investment by a resident individual in respect of the investment allowance - Shares | |
512 | 02 | Foreign investment by a resident individual in respect of the investment allowance – Bonds | |
512 | 03 | Foreign investment by a resident individual in respect of the investment allowance – Money market instruments | |
512 | 04 | Foreign investment by a resident individual in respect of the investment allowance – Deposits with a foreign bank | |
512 | 05 | Foreign investment by a resident individual in respect of the investment allowance – Mutual funds / collective investment schemes | |
512 | 06 | Foreign investment by a resident individual in respect of the investment allowance – Property | |
512 | 07 | Foreign investment by a resident individual in respect of the investment allowance – Other | |
512 | 08 | Not allocated | |
513 | 00 | Investment by a resident individual originating from a local source into an account conducted in foreign currency held at an Authorised Dealer in South Africa | |
Investment from a resident Foreign Currency account | Code | Sub Code | Description |
514 | 01 | Not allocated | |
514 | 02 | Not allocated | |
514 | 03 | Not allocated | |
514 | 04 | Not allocated | |
514 | 05 | Not allocated | |
514 | 06 | Not allocated | |
514 | 07 | Not allocated | |
514 | 08 | Not allocated | |
Re-transfer of capital repatriated | Code | Sub Code | Description |
515 | 01 | Not allocated | |
515 | 02 | Not allocated | |
515 | 03 | Not allocated | |
515 | 04 | Not allocated | |
515 | 05 | Not allocated | |
515 | 06 | Not allocated | |
515 | 07 | Not allocated | |
515 | 08 | Not allocated | |
516 | 00 | Not allocated | |
517 | 00 | Not allocated | |
Emigrants | Code | Sub Code | Description |
530 | 01 | Emigration foreign capital allowance – fixed property | |
530 | 02 | Emigration foreign capital allowance – listed investments | |
530 | 03 | Emigration foreign capital allowance – unlisted investments | |
530 | 04 | Emigration foreign capital allowance – insurance policies | |
530 | 05 | Emigration foreign capital allowance – cash | |
530 | 06 | Emigration foreign capital allowance – debtors | |
530 | 07 | Emigration foreign capital allowance – capital distribution from trusts | |
530 | 08 | Emigration foreign capital allowance –other assets | |
531 | 00 | Not allocated | |
532 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
600 | 00 | Adjustments / Reversals / Refunds related to financial investments/disinvestments and prudential investments | |
Disinvestment by a non-resident | Code | Sub Code | Description |
601 | 01 | Listed shares - sale proceeds paid to a non-resident | |
601 | 02 | Non-listed shares - sale proceeds paid to a non-resident | |
602 | 00 | Disinvestment of money market instruments by a non-resident | |
603 | 01 | Disinvestment of listed bonds by a non-resident (excluding loans) | |
603 | 02 | Disinvestment of non-listed bonds by a non-resident (excluding loans) | |
604 | 00 | Not allocated | |
Investment by a resident corporate entity | Code | Sub Code | Description |
605 | 01 | Investment into shares by a resident entity - Agriculture, hunting, forestry and fishing | |
605 | 02 | Investment into shares by a resident entity - Mining, quarrying and exploration | |
605 | 03 | Investment into shares by a resident entity - Manufacturing | |
605 | 04 | Investment into shares by a resident entity - Electricity, gas and water supply | |
605 | 05 | Investment into shares by a resident entity - Construction | |
605 | 06 | Investment into shares by a resident entity - Wholesale, retail, repairs, hotel and restaurants | |
605 | 07 | Investment into shares by a resident entity - Transport and communication | |
605 | 08 | Investment into shares by a resident entity - Financial services | |
605 | 09 | Investment into shares by a resident entity - Community, social and personal services | |
605 | 10 | Not allocated | |
Inward listed investments | Code | Sub Code | Description |
610 | 01 | Inward listed securities equity individual | |
610 | 02 | Inward listed securities equity corporate | |
610 | 03 | Inward listed securities equity bank | |
610 | 04 | Inward listed securities equity institution | |
611 | 01 | Inward listed securities debt individual | |
611 | 02 | Inward listed securities debt corporate | |
611 | 03 | Inward listed securities debt bank | |
611 | 04 | Inward listed securities debt institution | |
612 | 01 | Inward listed securities derivatives individual | |
612 | 02 | Inward listed securities derivatives corporate | |
612 | 03 | Inward listed securities derivatives bank | |
612 | 04 | Inward listed securities derivatives institution | |
613 | 01 | Not allocated | |
613 | 02 | Not allocated | |
613 | 03 | Not allocated | |
613 | 04 | Not allocated | |
Prudential investments (institutional investors and banks) | Code | Sub Code | Description |
615 | 01 | Investment by resident institutional investor – Asset Manager | |
615 | 02 | Investment by resident institutional investor – Collective Investment Scheme | |
615 | 03 | Investment by resident institutional investor - Retirement Fund | |
615 | 04 | Investment by resident institutional investor - Life Linked | |
615 | 05 | Investment by resident institutional investor - Life Non Linked | |
616 | 00 | Bank prudential investment | |
617 | 00 | Not allocated | |
618 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
700 | Adjustments / Reversals / Refunds related to derivatives | ||
Derivatives (excluding inward listed) | Code | Sub Code | Description |
701 | 01 | Options – listed | |
701 | 02 | Options – unlisted | |
702 | 01 | Futures – listed | |
702 | 02 | Futures – unlisted | |
703 | 01 | Warrants – listed | |
703 | 02 | Warrants – unlisted | |
704 | 01 | Gold hedging – listed | |
704 | 02 | Gold hedging – unlisted | |
705 | 01 | Derivative not specified above – listed | |
705 | 02 | Derivative not specified above – unlisted | |
706 | 00 | Not allocated | |
707 | 00 | Not allocated | |
Transaction adjustments | Code | Sub Code | Description |
800 | 00 | Adjustments / Reversals / Refunds related to loan and miscellaneous payments | |
Loans repayments by residents | Code | Sub Code | Description |
801 | 00 | Repayment of trade finance drawn down in South Africa | |
802 | 00 | Repayment of an international Bond drawn down | |
803 | 00 | Repayment by a resident of a loan received from a non-resident shareholder | |
804 | 00 | Repayment by a resident of a loan received from a non-resident third party | |
805 | 00 | Not allocated | |
Loans granted to residents temporarily abroad | Code | Sub Code | Description |
810 | 00 | Loan made by a resident to a resident temporarily abroad | |
Loan granted to non-residents | Code | Sub Code | Description |
815 | 00 | Individual loans to a non-resident | |
816 | 00 | Study loan to a non-resident | |
817 | 00 | Shareholders loan to a non-resident | |
818 | 00 | Third party loan to a non-resident (excluding shareholders) | |
819 | 00 | Trade finance to a non-resident | |
820 | 00 | Not allocated | |
Miscellaneous payments | Code | Sub Code | Description |
830 | 00 | Details of payments not classified | |
831 | 00 | Rand collections for the credit of vostro accounts | |
832 | 00 | Not allocated | |
833 | 00 | Credit/Debit card company settlement as well as money remitter settlements | |
834 | 00 | Not allocated | |
835 | 00 | Not allocated | |
836 | 00 | Not allocated |
Appendix XVI: Purpose Code in Myanmar
Foreign Exchange Transaction Reporting Codes Codes | |
1. Goods exported and imported | |
1100 | Exports |
1200 | Imports |
2. Transport and travel services | |
Freight services | |
2110 | Sea transport |
2120 | Air transport |
2130 | Other transport |
Passenger services | |
2210 | Sea transport |
2220 | Air transport |
2230 | Other transport |
Other transport services | |
2310 | Sea transport |
2320 | Air transport |
2330 | Other transport |
2340 | Postal and courier services |
Travel services | |
2510 | Business travel |
2520 | Personal travel |
3. Other services | |
3100 | Manufacturing services |
3200 | Maintenance and repair services |
3310 | Construction abroad |
3320 | Construction in Myanmar |
3410 | Insurance premiums |
3420 | Insurance claims |
3430 | Financial services fees |
3500 | Charges for use of intellectual property (royalties and license fees) |
3610 | Telecommunication |
3620 | Computer services |
3630 | Information service |
3710 | Research and development services |
3720 | Professional and management consulting services |
3725 | Operating lease(rental of equipment) |
3730 | Technical, trade related, and other business services |
3740 | Audiovisual and related services |
3750 | Personal, cultural, and recreational services |
3800 | Services to government not included elsewhere |
4. Income | |
4100 | Dividends |
4300 | Interest |
4400 | Taxes |
4500 | Subsidies |
4600 | Rent |
4700 | Compensation of employees |
5. Transfers | |
5200 | Workers' remittances |
5300 | Other personal transfers |
5400 | Grants for infrastructure and purchase of capital goods |
5500 | Development assistance |
5600 | Other current transfers |
7. Transactions in claims (assets) on nonresidents | |
7100 | Equity |
7200 | Debt between affiliated enterprises |
7310 | Long term debt securities |
7320 | Short term debt securities |
7400 | Options, futures, warrants, swaps, etc. |
7510 | Loans, long term |
7520 | Loans, short term |
7530 | Trade credits and advances, long term |
7540 | Trade credits and advances, short term |
7600 | Deposits |
7800 | Other |
8. Transactions in liabilities to nonresidents | |
8100 | Equity |
8200 | Debt between affiliated enterprises |
8250 | Payments of local expenses of resident affiliates by their parent companies |
8310 | Long term debt securities |
8320 | Short term debt securities |
8400 | Options, futures, warrants, swaps, etc. |
8510 | Loans, long term |
8520 | Loans, short term |
8530 | Trade credits and advances, long term |
8540 | Trade credits and advances, short term |
8600 | Deposits |
8800 | Other |
9. Transfer of funds between residents | |
9000 | Transfer of funds between residents' accounts |
9100 | Transfer of funds between banks resident in Myanmar |
9200 | Transfer of funds of resident banks with banks abroad |
9300 | Deposits to and withdrawals from residents' accounts |
9400 | Purchase and sale of foreign currency between residents and residents banks (9400)' accounts |
Appendix XVIII: Purpose Of Payment Codes (BHD)
STANDARD CODES
TTYP | TDESC |
ACM | Agency Commissions |
AES | Advance payment against EOS |
AFA | Receipts or payments from personal residents bank account or deposits abroad |
AFL | Receipts or payments from personal non-resident bank account in BAH |
ALW | Allowance |
ATS | Air transport |
BON | Bonus |
CCP | Corporate Card Payments |
CEA | Equity and investment fund shares for the establishment of new company from residents abroad, equity of merger or acquisition of companies abroad from residents and participation to capital increase of related companies abroad |
CEL | Equity and investment fund shares for the establishment of new company in BAH from non- residents, equity of merger or acquisition of companies in BAH from non-residents and participation to capital increase of related companies from non-residents in BAH |
CHC | Charitable Contributions (Charity and Aid) |
CIN | Commercial Investments |
COM | Commission |
COP | Compensation |
CRP | Credit Card Payment |
DCP | Debit Card Payments |
DIV | Dividend Payouts From FI |
DLA | Purchases and sales of foreign debt securities in not related companies - More than a year |
DLF | Debt instruments intragroup loans, deposits foreign (above 10% share) |
DLL | Purchases and sales of securities issued by residents in not related companies - More than a year |
DOE | Dividends on equity not intragroup |
DSA | Purchases and sales of foreign debt securities in not related companies - Less than a year |
DSF | Debt instruments intragroup foreign securities |
DSL | Purchases and sales of securities issued by residents in not related companies - Less than a year |
EDU | Educational Support |
EMI | Equated Monthly Installments |
EOS | End of Service / Final Settlement |
FAM | Family Support (Workers' remittances) |
FDA | Financial derivatives foreign |
FDL | Financial derivatives in BAH |
FIA | Investment fund shares foreign |
FIL | Investment fund shares in BAH |
FIS | Financial services |
FSA | Equity other than investment fund shares in not related companies abroad |
FSL | Equity other than investment fund shares in not related companies in BAH |
GDE | Goods sold (Exports in fob value) |
GDI | Goods bought (Imports in cif value) |
GMS | Processing repair and maintenance services on goods |
GOS | Government goods and services embassies etc. |
GRI | Government related income taxes, tariffs, capital transfers, etc. |
IFS | Information services |
IGD | Dividends intragroup |
IGT | INTER GROUP TRANSFER |
IID | Interest on debt intragroup |
INS | Insurance services |
IOD | Income on deposits |
IOL | Income on loans |
IPC | Charges for the use of intellectual property royalties |
IPO | IPO Subscriptions |
IRP | Interest rate swap payments |
IRW | Interest rate unwind payments |
ISH | Income on investment funds shares |
ISL | Interest on securities more than a year |
ISS | Interest on securities less than a year |
ITS | Computer services |
LAS | Leave Salary |
LDL | Debt instruments intragroup loans, deposits in BAH (above 10% share) |
LDS | Debt instruments intragroup securities in BAH |
LEA | Leasing abroad |
LEL | Leasing in BAH |
LIP | Loan Interest Payments |
LLA | Loans - Drawings or Repayments on loans extended to nonresidents - Long-term |
LLL | Loans - Drawings or Repayments on foreign loans extended to residents - Long-term |
LNC | Loan Charges |
LND | Loan Disbursements From FI |
MCR | Monetary Claim Reimbursements |
MWI | MOBILE WALLET CARD CASH-IN |
MWO | MOBILE WALLET CARD CASH-OUT |
MWP | MOBILE WALLET CARD PAYMENTS |
OAT | Own account transfer |
OTS | Other modes of transport (including Postal and courier services) |
OVT | Overtime |
PEN | Pension |
PIN | Personal Investments |
PIP | Profits on Islamic products |
PMS | Professional and management consulting services |
POR | Refunds/Reversals on IPO subscriptions |
POS | POS Merchant Settlement |
PPA | Purchase of real estate abroad from residents |
PPL | Purchase of real estate in BAH from non-residents |
PRP | PROFIT RATE SWAP PAYMENTS |
PRR | Profits or rents on real estate |
PRS | Personal, cultural, audiovisual and recreational services |
PRW | PROFIT RATE UNWIND PAYMENTS |
RDA | Reverse debt instruments abroad |
RDL | Reverse debt instruments in BAH |
RDS | Research and development services |
REA | Reverse equity share abroad |
REL | Reverse equity share in BAH |
RFS | Repos on foreign securities |
RLS | Repos on securities issued by residents |
RNT | Rent Payments |
SAA | Salary Advance |
SAL | Salary (Compensation of employees) |
SCO | Construction |
SLA | Loans- Drawings or Repayments on loans extended to nonresidents - Short-term |
SLL | Loans - Drawings or Repayments on foreign loans extended to residents - Short-term |
STR | Travel |
STS | Sea transport |
SVI | STORED VALUE CARD CASH-IN |
SVO | STORED VALUE CARD CASH-OUT |
SVP | STORED VALUE CARD PAYMENTS |
TCP | Trade credits and advances payable |
TCR | Trade credits and advances receivable |
TCS | Telecommunication services |
TKT | Tickets |
TOF | Transfer of funds between persons Normal and Juridical |
TTS | Technical, trade-related and other business services |
UFP | Unclaimed Funds Placement |
UTL | Utility Bill Payments |
Appendix XIX: Local Clearing Code & BIC Code
Beneficiary Participant | Default Bank/branch code | BIC Code |
| ABSA Bank | 632005 | ABSAZAJJ |
| Access Bank of South Africa | 410105 | BATHZAJJ |
| Afrika Bank | 430000 | AFRCZAJJ |
| Albaraka Bank | 800000 | ALBRZAJJ |
| Bank of China Limited | 686000 | BKCHZAJJ |
| Bank Zero Mutual Bank | 888000 | ZERMZAJJ |
| Bidvest Bank | 462005 | BIDBZAJJ |
| Capitec Business | 470010 | CABLZAJJ |
| China Construction Bank | 586666 | PCBCZAJJ |
| Citibank N.A. | 350005 | CITIZAJX |
| Discovery Bank | 679000 | DISCZAJJ |
| FinBond Mutual Bank | 589000 | FBMBZAJJ |
| FirstRand Bank | 210849 | FIRNZAJJ |
| Grindrod Bank | 584000 | GRIDZAJJ |
| HBZ Bank | 570000 | HBZHZAJJ |
| HSBC Bank plc – Johannesburg Branch | 587000 | HSBCZAJJ |
| Investec Bank | 580105 | IVESZAJJ |
| Ithala (ABSA) | 750000 | ABSAZAJJ |
| JP Morgan Chase Bank N.A., Johannesburg | 432000 | MGTCZAJJ |
| MTN Banking (Standard Bank) | 490000 | SBZAZAJJ |
| Nedbank Limited | 198605 | NEDSZAJJ |
| Nedbank Ltd inc. BoE Bank | 440000 | NEDSZAJJ |
| Nedbank Ltd inc. NBS | 720000 | NEDSZAJJ |
| Nedbank Ltd inc. Pep Bank | 400000 | NEDSZAJJ |
| Peoples Mortgage Limited | 760000 | NEDSZAJJ |
| South African Reserve Bank | 900145 | SARBZAJP |
| SASFIN Bank Ltd | 683000 | SASFZAJJ |
| Standard Bank S.A. | 51001 | SBZAZAJJ |
| Standard Chartered Bank S.A. | 730000 | SCBLZAJJ |
| State Bank of India | 801000 | SBINZAJJ |
| Unibank | 790000 | ABSAZAJJ |
| VBS Mutual Bank | 588000 | ABSAZAJJ |
| VBS Mutual Bank division, Olympus Mobile | 585000 | ABSAZAJJ |
Appendix XX: Purpose of Payment Code (IDR)
Foreign currency payment to Indonesia requires specific elements including a purpose code following the Lalu Lintas Devisa (LLD) regulation*. The list of elements and the structure should be the following : FXR + Beneficiary Country of Residence (2 characters) + Beneficiary Category (2 characters) + Purpose Code (“1” or “2” + 3 characters) + Beneficiary affiliation status (1 character).
- Beneficiary country of residence (2 characters) : please input the ISO country code of residence of your beneficiary (Ex : ID)
- Beneficiary category (2 characters) : please input one of the following elements
A0: Personal
B0: Government
C2: Overseas HSBC
C9: Other Banks
D0: Non-Bank Financial Institution
E0: Corporate
Z9: Other
- Purpose code (“1” or “2” + 3 characters)
The “1” or “2” represents the codes to be applied to payments and receipts for a counterparty located in Indonesia. “1” should be used for receiving payment in Indonesia. “2” should be used for making payment from Indonesia. If you are making your payment from a European country to Indonesia in USD for example, you should put the number 1 in front of the purpose code.
- The full list of 3 characters purpose code is available below in this appendix.
- Beneficiary affiliation status (1 character) : please input one of the following elements
N: Non affiliated
P: Shareholder
T: Overseas subsidiary
G: Company within group
* Lalu Lintas Devisa (LLD) regulation : regulation set in place for foreign exchange traffic, which is the flow of foreign currency (not IDR) into and out of Indonesia.
PURPOSE OF TRANSACTION | CODE | ||
A. GOODS TRANSACTION | |||
1. | Export/Import | ||
1.1. | Export Goods Selling of goods outside Indonesia territory | 011 | |
1.2. | Import goods Purchase of goods to be inside to Indonesia territory | 012 | |
1.3. | Refund Export Refund related to export goods | 802 | |
1.4. | Refund Import Refund related with import goods | 803 | |
1.5. | Advance Payment Advance payment for export or import goods such as: | ||
a. Full payment | 018 | ||
b. Partial payment | 019 | ||
2. | Bunkers & Stores Purchase / sale of goods for transport activities such as fuel, accommodation and supplies | 015 | |
3. | Trading other goods Trading goods inside Indonesia , between countries outside Indonesia, other than export-import and bunkers & stores
| ||
3.1. | Trading goods in Indonesia territory | 097 | |
3.2. | Selling Goods outside Indonesia, where the goods are not derived from Indonesia/ purchasing goods are from outside Indonesia and sold in outside | 098 | |
4. | Refund other goods Refund on return other goods | 804 | |
PURPOSE OF TRANSACTION | CODE | ||
B. | SERVICE TRANSACTION | ||
1. | Goods processing service Covers receipts / payments of goods processing service such as assembly, labeling, packaging ordered by other parties not includes maintenance service and repair | 400 | |
2. | Maintenance and repair services of goods Covers receipts / payments of maintenance service and goods repair ordered by of other parties such as : machine, boat or ship, aircraft. All maintenance and repair can be done by service providers or in other places. Not includes maintenance service or construction service and computer and or cleaning tools transportation | 405 | |
3. | Transportation services | ||
3.1. | Passenger transportation Covers receipts / payments of passenger transportation inside or outside Indonesia territory or other territory outside Indonesia, include charge for excess luggage, food, etc during the passenger in transport, includes rent the transportation and the crew | ||
a. | Sea transportation | 411 | |
b. | Air transportation | 412 | |
c. | Others transportation Rail way and high way | 413 | |
3.2. | Freight for export and import Covers receipts / payments for service provider of freight for export-import includes charges loading or unloading, rent the transportation with the crew | ||
a. | Sea transportation | 421 | |
b. | Air transportation | 422 | |
c. | Others transportation Rail way, pipe, electricity space transport, and high way | 423 | |
PURPOSE OF TRANSACTION | CODE | ||
3.3. | Freight not relates to export - import Covers receipts / payments of freight service provider not relates to export-import but includes charges loading or unloading, rent the transportation with the crew | ||
a. | Sea transportation | 431 | |
b. | Air transportation | 432 | |
c. | Others transportation Rail way, pipe, electricity space transport, and high way | 433 | |
3.4. | Support transportation Covers receipts / payments for support transportation , Sea transport, Air transport or other activities in terminal such as handling cargo, warehousing, packaging, navigation guide, cleaning transportation, rescue, commission or fee for transportation agent | |||
a. | Sea transportation | 441 | ||
b. | Air transportation | 442 | ||
c. | Others transportation Rail way, pipe, electricity space transport, and high way | 443 | ||
3.5. | Post and Courier Covers receipts / payments for Post Office service (pickup and delivery mail, magazine, brochures ), or payment or expenses for delivery of goods by courier service includes express packaging or door to door delivery | 450 | ||
4. | Trip | |||
4.1. | Business Trip Covers receipts / payments for business trip ie : accommodation, meal and local transport in destination country Not includes transportation from or to Indonesia / from or to overseas | 461 | ||
4.2. | Personal Trip Covers receipts / payments for all personal trip not includes business trip such as medical, education, holiday, religion trip includes accommodation, meal, medical and local transport in destination country. Not included: transportation from or to Indonesia / from or to overseas | 462 | ||
PURPOSE OF TRANSACTION | CODE | ||
5. | Medical Covers receipts / payment for medical such as medical services, other health care , accommodation, meal and local transport in destination country. Not included: transportation from or to Indonesia / from or to overseas | ||
a. | Medical Services held in Indonesia | 466 | |
b. | Medical service held in outside Indonesia | 467 | |
6. | Education / Training Covers receipts / payment for education/ training such as school, conference, workshop, course and etc, ie : course registration fee, tuition fee, accommodation, meal, medical fee and local transport in destination country during education/training. Not included: transportation from or to Indonesia / from or to destination education / training in overseas | ||
a. Education / training held in Indonesia | 468 | ||
b. Education / training held in outside Indonesia | 469 | ||
7. | Communication Service Covers receipts / payments for telecommunication:
(2) Mobile telecommunications services, Internet backbone services, and access to online services such as the provision of access to the internet. Not including installation services for networks, telecommunications equipment, and database services. |
480 | |
PURPOSE OF TRANSACTION | CODE | ||
8. | Computer Services Covers receipt / payment for the provision of services related to hardware and software and data processing services, aI, include: (1) Sale of software as request by the buyer; (2) Sales of mass-produced software (including software downloads); (3) maintenance services and other support systems; (4) The sale and purchase of the right of ownership of the system and application software; (5) software and hardware consulting services; (6) Services Installation of hardware and software; (7) Maintenance and repair of computer and device support; (8) Analysis, drafting, and programming the system. Excluding the cost of the license for software reproduction / distribution. | 490 | |
9. | Information services Covers receipts / payments on i e . (1) The provision of news agency services (news, photos, and articles) to the media; (2) Services database (database conception, data storage, and dissemination of data and databases), both online and magnetic media, optical, and printing; (3) web search portal; (4) subscription services directly newspaper or periodical. | 495 | |
10. | Construction Services in Indonesia Covers receipt / payment for work on the construction and installation projects in Indonesia (aI buildings, factories, roads, ports, telecommunications network installation, including maintenance and repair) with duration of the project; Excluding the repair work of the embassy building or similar owned by foreign governments and construction work financed from grants. | ||
a. | Up to one year | 501 | |
b. | More than one year | 502 | |
PURPOSE OF TRANSACTION | CODE | ||
11 | Construction services in Overseas Covers receipt / payment for work on construction projects and installations outside of Indonesia (e.g. buildings, factories, roads, ports, telecommunications network installation, including maintenance and repair) the duration of the project; | ||
a. | Up to one year | 511 | |
b. | More than one year | 512 | |
Excluding the repair work of the embassy building or similar owned by foreign governments and construction work financed from grants. | |||
12 | Insurance and pension funds Covers receipt / payment for the provision of various types of insurance and pension funds, including commissions for insurance agents, as well as supporting services that include | ||
12.1. | Direct Insurance | ||
a. Life insurance | |||
1) Premium Gross value premiums paid by the policyholder account after deducted with the rebates | 521 | ||
2) Benefit Value of benefits insurances received by the policyholder | 522 | ||
b. Freight insurance | |||
1) Premium Gross value premiums paid by the policyholder account after deducted with the rebates | 523 | ||
2) Claim Value of claim insurance received by policyholder | 524 | ||
c. Other direct insurance | |||
1) Premium Gross value premiums paid by the policyholder account after deducted with the rebates | 525 | ||
2) Claim Value of claim insurance received by policyholder | 526 | ||
PURPOSE OF TRANSACTION | CODE | ||
12.2 | Reinsurance 1) Premium Gross value premiums paid by the policyholder account after deducted with the rebates 2) Claim Value of claim insurance received by reinsurance policyholder 3) Commission Value of commissions paid by reinsurers company for policyholders reinsurance | 531 | |
12.3 | Insurance support services Covers receipt / payment for the service provider related to insurance and pension fund activities, such as commission agent, brokerage services and insurance agents, insurance consultant services and pension funds, service evaluation and assessment of losses, and actuarial services | 541 | |
12.4 | Pension Fund Covers receipt / payments on services provided by the pension fund which established to provide retirement income and benefits in the event of death or disability for a group of employees | ||
1) Contributions Gross value of the contribution paid by the company and / or employees of the company to the pension fund. | 546 | ||
2) Benefit Value of the benefits received by employees of the pension fund. | 547 | ||
13. | Financial Service Covering financial intermediary services and other support services related to financial institutions, such as: (1) Service fees associated with letters of intermediation credits, banker's acceptances, the provision of credit facilities, leasing, and buying and selling foreign currencies; (2) The Commission and other fees associated with transactions in securities, such as brokerage, placements of issues, underwriting, redemptions, and financial derivatives; (3) The Commission for the commodity exchange traders; (4) services related to asset management, investment advisory, operational and financial market regulation, underwriting, and custodian; (5) Bank administrative costs and money transfer fees. | 550 | |
PURPOSE OF TRANSACTION | CODE | |
14. | Use of Intellectual Property Rights Covering: (1) the cost of using an exclusive proprietary rights, such as patents, trademarks, copyrights, process & industrial design, and franchise and all kinds of stuff; (2) the cost of a license to reproduce and / or distribute the intellectual property contained in the original product or prototype (such as copyrights of books, computer software, and cinematography) and related rights (e.g. for recording live performances and television broadcasting, cable and satellite) | 560 |
15. | Research and Development Includes receipt / payment for the provision of services related to basic research, applied research and experimental development of new products and processes. These services are break down into: (1) research and development services, whether provided based on order (Customized) and non-customized; (2) Sale of ownership of property derived from the results of research and development (such as patents and copyrights); (3) other covering a wide range of testing and development of products / other process | 570 |
16. | Legal, accounting, management consulting, and public relations Includes receipts / payments for the provision of legal services, accounting, management consulting, managerial, and public relations, such as financial auditors for company and general management services branches or subsidiaries provided by the parent company. Excluding reimbursement of various services supplied by subsidiaries and the management fee. | 580 |
17. | Advertising, market research and public opinion polling Includes receipt / payment for the provision of advertising services; media placement, including the purchase and sale of advertising space; exhibition services in trade workshop; promotional products; market research; telemarketing, and the organization of polls | 590 |
18. | Architecture, engineering, and other technical Includes receipts / payments for the provision of services related to (1) the architectural design; (2) planning, design, engineering and project-related studies dams, ports, and the like, not including mining engineering projects; (3) other scientific and technical services such as surveying, cartography, product testing and certification, and technical inspection services. | 600 |
PURPOSE OF TRANSACTION | CODE | ||
19. | Mining, agriculture, and waste management and pollution Covers receipts / payments for the provision of services related to (1) the mining and oil and gas extraction, such as drilling, derrick building, repair and dismantling, and gas well casing cementing; (2) agriculture forestry, and fisheries such as the provision of agricultural machinery along with its crew, harvesting, pest control, and veterinary services; (3) waste treatment and depollution as collection and disposal of garbage; remediation, sanitation, and other environmental protection services. | 610 | |
20. | Operational Leasing Covers receipts / payments for leasing activities (leasing / rental and charter) goods and charter transportation unmanned such as cars, ships, aircraft, and rig. Excluding leasing capacity and telecommunication lines, lease of land and buildings. | ||
a. | Goods | 615 | |
b. | Means of transport without crew | 616 | |
21. | Trade Service Covering the commission in order to trade in goods and services, not including financial brokerage fees and commissions travel agents. | 630 | |
22. | Other Business Services Covers income / commission payments to merchants, commodity brokers, dealers, auctioneers, and commission agents in order to trade in goods and services. Excluding financial brokerage fees, franchise fees, and travel agent commission. | 640 | |
23. | Arts, Culture, and Recreation Covers receipt / payment for the provision of services related to: (1) audiovisual and related services, namely services and fee on the production of films, radio and television programs, and music recording. Here includes the rental of audiovisual products and fees received by actors, directors, and producers are engaging in music and theater performances, sporting activities or circus; (2) personal, cultural and sports facilities such as the provision of health services and distance education (e.g. through correspondence or Internet) or directly at the place of service users as well as other services related to the activity in museums, libraries, archives, as well as sports activities, recreation and culture. | ||
a | Services of art, culture, and recreation in Indonesia | 651 | |
b | Services of art, culture, and recreation conducted outside Indonesia | 652 | |
PURPOSE OF TRANSACTION | CODE |
Government Services Covers i e. payment / receipt of the goods or services received / given to the embassy / consulate / foreign attaché / international institutions, payments / receipts related to visas, as well as the Indonesian government payments to Indonesian embassies abroad. | 660 |
Other Transaction Service Covers payment/receipt transaction service other than those mentioned above | 670 |
Settlement account balances (netting) Covers settlement account balances between branches with the other branch offices / headquarters of a company or between a company with other companies: | |
14.1. Related export | 127 |
14.2. Not related export | 129 |
PURPOSE OF TRANSACTION | CODE | ||
C. | INCOME | ||
1. | Interest, dividends, and similar | ||
1.1 | Profit, profit sharing, margin and bonus a. Marketable securities issued by non-residents (as promissory notes, commercial papers and bonds as well as inter-bank Mudaraba Investment Certificate - SIMA. | ||
1) Up to one year | 701 | ||
2) More than one year | 702 | ||
b. Current accounts and savings, including savings and deposits mudharabah | 705 | ||
c. Loans (including financial leasing, murabaha, Musharaka, greeting parallel, istisnaa parallel and Ijarah) | 710 | ||
d. Securities issued by resident ; ie Promissory Notes, Commercial papers, Bonds and Mudharaba Investment Certificate -SIMA | |||
1) Up to one year | 716 | ||
2) More than one year | 717 | ||
Gold swap | 720 | ||
1.2 | Dividends and gains / profits distributed, including profits derived from mutual funds | 725 | |
2. | Transactions Fee of Securities Lending, gold loans and gold swaps Covers fees received by: | ||
a. | The owner of securities in order to securities lending | 730 | |
b. | The owner of gold in order transaction gold or gold loans, swaps | 731 | |
3. | Worker's remittances Income of Indonesian workers in abroad which transferred to Indonesia also income foreign workers in Indonesia which transferred abroad | 150 | |
4. | Labor Income Include salaries, wages and other benefits paid to / received by workers, including social security payments, insurance, and pension fund by the employer for the benefit of workers. | 163 | |
5. | Land and Building Rental Covering a rental land services, office space, apartments, houses, and similar | ||
a. | Land | 741 | |
b. | Office space, apartments, houses, and similar | 742 | |
c. | Land and office space, apartments, houses, and similar | 743 | |
PURPOSE OF TRANSACTION | CODE | ||
6. | Grants and similar Covers grants / donations / contributions (among others for the benefit of religious, scientific, cultural, and humanitarian), social security schemes, scholarships, gifts, charity, and activities that are not compensated directly. | ||
a. | Grants or similar (in cash) are not associated with the obligation to purchase fixed assets. Including payments to international or supranational authority which is compulsory but does not provide in returned compensation | 751 | |
b. | Grants or similar (in cash) are associated with the obligation to purchase fixed assets. | 752 | |
7. | Sanctions / penalties, and similar Covers fines / sanctions given by a court or other governmental agencies and the payment of compensation such for accidents that happen to a person or damage to property which are not covered by insurance | 760 | |
8. | Taxes and similar This includes taxes, levies, refunds and similar | ||
a. | Taxes on products such as value added tax and taxes on production such as payroll tax, land ta and buildings, and business licenses. | 765 | |
b. | Taxes on income and welfare e.g. income tax in the form of wages and salaries, income and capital gains tax on the ownership of financial assets and the ta on financial transactions (such as taxes on publication), | 766 | |
c. | Others Covers such as membership | 767 | |
9. | The right to use natural resources Covers receipt / payment for the right to use natural resources on a temporary basis, among others, in order excavation of mineral deposits (royalty), permit fishing, hunting, forest utilization, (HPH), production fees, and similar activities. | 770 | |
PURPOSE OF TRANSACTION | CODE | ||
D. | CAPITAL TRANSACTION/FINANCE | ||
1. | Sale and purchase of non-financial assets Covers selling / buying a franchise property rights, trademarks, and the results of research and development | ||
a. | Marketing assets such as franchises, trademarks, brand names, logos, and domain names. | 193 | |
b. | Contracts, leases, and licenses such as the sale / purchase of rights to the marketable operating lease, permit use of natural resources (such as spectrum license), and the right to purchase goods or services exclusively. | 194 | |
2. | Sale and Purchasing of Lands and Buildings | ||
Covers sale/purchase transaction | |||
a. | Land | 197 | |
b. | Buildings | 198 | |
3. | Investment and Divestment of Capital | ||
3.1. | Investment | ||
a. In Indonesia | 203 | ||
b. Outside Indonesia | 204 | ||
3.2. | Divestment of Capital | ||
a. In Indonesia | 206 | ||
b. Outside Indonesia | 207 | ||
4. | Transactions of securities and mutual funds Includes the sale / purchase of shares and other debt securities as well as covering the sale / purchase of mutual fund units, both conventional and sharia-based. | ||
4.1. | Securities issued by non-residents:include stocks and other debt securities that are distinguished by a period | ||
a. Stock | 311 | ||
b. Other debt securities with maturities of more than one year: | |||
- Bonds | 321 | ||
- Medium Term Notes | 322 | ||
- Other long term securities | 323 | ||
c. Other debt securities, with maturities of up to one year: | |||
- Treasury Bills | 331 | ||
- Promissory Notes (PNs) | 332 | ||
- Other Short-Term Notes | 333 | ||
PURPOSE OF TRANSACTION | CODE | ||
4.2. | Securities issued by residents:include stocks and other debt securities that are distinguished by a period | ||
a. Equity securities: | |||
- Stock | 341 | ||
- Other equity securities, such as warrants and rights | 342 | ||
b. Other debt securities, with maturities of more than one year : | 351 | ||
- Indonesian government bonds such as bonds in the framework of national bank recapitalization and Indonesian Retail Bonds (ORI) | 352 | ||
- Companies Bonds | 353 | ||
- Medium Term Notes | 354 | ||
- Other long terms Debt securities | |||
c. Other debt securities, with maturities of up to one year | |||
- Certificate of Bank Indonesia (SBI) and Certificate of Bank Indonesia Wadiah (SWBI) | 361 | ||
- Letters of Treasurer State (SPN) | 362 | ||
- Promissory Notes | 363 | ||
- Negotiable Certificates of Deposits(NCD) | 364 | ||
- Bonds and other short-term | 365 | ||
- Deposit Certificate Bank Indonesia | 366 | ||
4.3. | Mutual Funds Covering investments in mutual funds, including unit trusts, and other institutions that collect public funds to be invested in a portfolio of securities. | 371 | |
4.4. | Exchange Traded Fund | 372 | |
PURPOSE OF TRANSACTION | CODE | ||
5. | Securities transactions-Securities under Repurchase Agreement (Repo) | ||
5.1. | Covering the sale of securities issued by residents whereby the seller promises to repurchase the same at the agreed time. | ||
a. Repo sales of securities by the owners of securities with maturities:
| 375 | ||
b. Resale of securities repo by the buyer of securities with maturities:
| 376 | ||
c. Repurchase by the owner of securities that have been sold in a repo with a term: | |||
1) Up to one year | 378 | ||
2) More than one year | 379 | ||
d. Purchase of securities sold in repo with a term: | 380 | ||
1) Up to one year | 381 | ||
2) More than one year | 382 | ||
5.2. | Covering the sale of securities issued by non-residents whereby the seller promises to repurchase the same securities at the agreed time. a. Sales of securities repo by the owners of securities in the period: | ||
1) Up to one year | 821 | ||
2) More than one year | 822 | ||
b. Resale of securities repo by the buyer of securities with maturities | |||
1) Up to one year | 823 | ||
2) More than one year | 824 | ||
c. Repurchase by the owner of securities that have been sold in a repo with a term: | |||
1) Up to one year | 825 | ||
2) More than one year | 826 | ||
d. Purchase of securities sold in repo with a term: | |||
1) Up to one year | 827 | ||
2) More than one year | 828 | ||
PURPOSE OF TRANSACTION | CODE | ||
6. | Transaction Debt / Loans Covers the provision / withdrawal and repayment of the loan based on the period, including financial leasing. | ||
6.1. | Provision / Loan withdrawal with maturity | ||
a. Up to one year | 221 | ||
b. More than one year | 222 | ||
6.2. | Loan repayment with term of: | ||
a. Up to one year | 231 | ||
b. More than one year | 232 | ||
6.3. | Financial Leasing: Covers leasing contract basis lease with option to purchase. | 233 | |
6.4. | Factoring: Includes the sale of receivables / finance bill with the debtor: 1. Bank in Indonesia, with a period: | ||
a. Up to one year | 383 | ||
b. More than one year | 384 | ||
2. Company in Indonesia, with a period | |||
a. Up to one year | 385 | ||
b. More than one year | 386 | ||
3. Bank in abroad, with a period | |||
a. Up to one year | 387 | ||
b. More than one year | 388 | ||
4. Company in abroad, with period | |||
a. Up to one year | 389 | ||
b. More than one year | 390 | ||
7. | Gold Swap Includes income on gold swap transactions (gold exchange) where the giving of money (cash provider) promised to return the same to the owner gold (gold owner) with time has been agreed | ||
7.1. | Cash transfer of funds by the provider in gold swap transactions with term agreement | ||
a. Up to one year | 391 | ||
b. More than one year | 392 | ||
7.2. | Refunds by gold owner in gold swap transaction with term agreement | ||
a. Up to one year | 393 | ||
b. More than one year | 394 | ||
7.3. | Receipt of funds by cash provider in gold swap transactions with term agreement | ||
a. Up to one year | 395 | ||
b. More than one year | 396 | ||
PURPOSE OF TRANSACTION | CODE | ||
7.4. | Receipt of funds by gold owner in gold swap transactions with term agreement: | ||
a. Up to one year | 397 | ||
b. More than one year | 398 | ||
8. | Working capital/Cash Call Covers receipt / payment of funds from the parent companies / investors which will be used among others to buy raw materials and pay wages | ||
a. | Oil and Gas | 808 | |
b. | Non-Oil and Gas | 809 | |
9. | Advance payment Covers advance payment | ||
a. | Non export Import Goods | 811 | |
b. | Insurance | 812 | |
c. | Others | 813 | |
10. | Receipt/ Refund (Based on IPO and Private Placement) Includes receipt or refund of securities in order to Initial Public Offering (IPO) and the Private Placement. | 814 | |
11. | Reimbursement on bailouts Covers the entire refund in lieu of the expenditure that has been done previously for certain activities. | 815 | |
12. | Savings in Indonesia Covers placement / withdrawal of deposits in banks in Indonesia
| ||
12.1. | Deposit Placements | ||
a. Up to 3 months: | 240 | ||
| 241 | ||
| 242 | ||
b. More than 3 months up to 6 months | 243 | ||
c. More than 6 months | |||
12.2. | Withdrawal Deposit | ||
a. Up to 3 months including Term Deposit account | 244 | ||
| 245 | ||
b. More than 3 months up to 6 months | 246 | ||
c. More than 6 months | 247 | ||
PURPOSE OF TRANSACTION | CODE | |||
13. | Savings/Deposit in outside Indonesia Covers placement / withdrawal of deposits in banks abroad, including the withdrawal of export revenues from offshore accounts. | |||
13.1 | Deposit (placement) | |||
a. Up to 3 months, including current accounts and call money | 251 | |||
b. More than 3 months | 252 | |||
13.2. | Withdrawal Deposit | |||
a. Up to 3 months, including current accounts and call money | 255 | |||
b. More than 3 months | 256 | |||
13.3. | The withdrawal of Export proceed from offshore accounts. | 257 | ||
14. | Foreign Exchange Trading Covers completion spot and forward transactions: | |||
14.1. | Spot Transaction | |||
a. Foreign currency against IDR | 261 | |||
b. Between foreign currency | 262 | |||
14.2. | Forward Transaction | |||
a. Foreign currency against IDR | 263 | |||
b. Between foreign currency | 264 | |||
15. | Derivative transactions Includes income in the settlement of derivative transactions. Does not include fees and commissions paid / received by an intermediary such as a bank, broker, or dealer. | |||
a. | Gain on forward transactions (such as swaps and futures) | 271 | ||
b. | Admission to forward rate agreements (FRA) | 272 | ||
16. | Deposit/Refund guarantee Includes deposits and refunds which used as collateral for the particular transaction purposes | 280 | ||
17. | Refunds for transactions other than export / import of goods and other goods transactions Covers a refund of the transaction other than export / import transactions of goods and other items, such as return on reservations for the purchase of securities, the overpayment. | 282 | ||
18. | Others capital transaction All the capital transactions other than those mentioned above | 299 | ||
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Making international payments requires specialist local knowledge and a proactive approach to transaction processing and customer communication. In most cases, a payment failure or delay is not an option…
How Vontier Re-Energised Procurement with a Fresh Take on Cards
Vontier re-energised procurement by partnering with BNP Paribas to launch an innovative, digital-first procurement card program across its European entities. This initiative streamlined supplier payments, strengthened cash flow, and created a blueprint for future card-to-account technology, significantly optimising working capital and procurement efficiency.
Engineering Liquidity: Babcock’s Blueprint for Cash Management Efficiency
Babcock International, a British multinational defence, aerospace, and engineering services company, transformed its cash management by consolidating 25+ banking relationships into a 14-currency pool with BNP Paribas, gaining 95% global cash visibility and reducing costs. The six-month project combined technical upgrades (SAP, ISO 20022) and change management to transition subsidiaries to intercompany loans, backed by leadership alignment.
The result: lower operational friction, automated processes, and a strategic treasury function, with adaptability for regional needs.
Maersk Reshapes its Eurozone Cash Management
Maersk has streamlined its eurozone cash management by consolidating hundreds of bank accounts into a centralised structure built around one euro account. With BNP Paribas, the company implemented virtual IBANs and zero-balancing to centralise liquidity while maintaining clear segregation of entity-level flows. The approach simplifies operations, strengthens liquidity control, and creates a scalable treasury model for Europe.
Essity’s One Treasury Ethos Powers Progress
Essity, a global hygiene and health company, has transformed its treasury through decades of innovation, achieving 99% straight-through processing (STP) with its centralised “One Treasury” model that integrates treasury, shared services, and external partners. Together with partners such as BNP Paribas, Essity has implemented solutions like DNLevel3, ICEM, and AtlasFX, creating a highly automated system and process environment where treasury can focus on strategy, risk management, and global cash flow efficiency rather than manual tasks.