Essity’s One Treasury Ethos Powers Progress

Essity, a global hygiene and health company, has transformed its treasury through decades of innovation, achieving 99% straight-through processing (STP) with its centralised “One Treasury” model that integrates treasury, shared services, and external partners. Together with partners such as BNP Paribas, Essity has implemented solutions like DNLevel3, ICEM, and AtlasFX, creating a highly automated system and process environment where treasury can focus on strategy, risk management, and global cash flow efficiency rather than manual tasks.

THOM Group Fashions a Sparkling Payments Success Story with Axepta BNP Paribas

THOM Group has successfully transformed its treasury operations with the help of Axepta BNP Paribas. The integration of a card-acquiring platform has not only improved the efficiency of payments but also enhanced the overall customer experience. The adoption of Axepta BNP Paribas' solutions has led to a significant increase in customer satisfaction and a 50% adoption rate during peak periods. This success story highlights the importance of investing in efficient treasury operations and the transformative power of innovative payment solutions.

Uniting the House

As RTB House expanded its operations across multiple countries, its treasury team faced challenges in managing dispersed accounts, complex payment flows, and limited visibility over global cash positions. The company required a solution that could consolidate banking operations, provide timely and accurate reporting, and support efficient decision-making across its growing international network. Ensuring consistency and control across a rapidly expanding set of entities became a strategic priority to sustain operational efficiency and financial oversight.

Delivering Fortum’s Industry-First Multi-Option EV Charging Payment Solution

Fortum Group partnered with BNP Paribas India and fintech Pine Labs to improve the payment experience at its electric vehicle charging stations in India. The collaboration created a first-of-its-kind solution combining a mobile app, RFID charging key, and pre-authorised physical or virtual payment cards, allowing customers to pay quickly and monitor transactions in real time. The project shows how close collaboration between corporates, banks, and fintechs can deliver innovative payment solutions, reduce credit risk, and significantly enhance customer experience.

Roche’s Breakthrough for Cash Pooling in Saudi Arabia

Roche joined forces with BNP Paribas and the Saudi regulator to implement one of the first cross-border cash pooling structures in Saudi Arabia after opening a local affiliate. As cash pooling was not clearly regulated in the country, the solution required several years of discussions with regulators to explain the legal, operational, and technical aspects of the structure before approval was granted. The final arrangement enabled Roche to centralise liquidity by sweeping excess cash from Saudi Arabia into a regional cash pool in Bahrain, improving automation, liquidity visibility, and treasury efficiency.