Virtual Account Management

Unleash the full the benefits of Virtual Solutions with our Virtual Account Management Platform.

Instanea

lnstanea is our Instant Payment acceptance solution for our Corporate customers, looking to offer a new payment mean to their clients, through a powerful combination of payment initiation through PSD2 APls and SEPA Instant Payment for Account to Account (A2A) payments. By sending a payment link to the customer, the merchant is in control of the remittance information

SEPA Request-to-Pay

Increasing the automatic reconciliation rate of receivables is a crucial business efficiency issue. Thanks to SRTP, you can gain more control over your collection process..

SRTP is a real-timemessagingfunctionality, to facilitate a frictionless payment process between biller and payer, giving the SRTP initiator a convenientway of sending a payment request, the ability to track the process in real-time and obtain payment acceptance confirmation, and to improve reconciliationby beingin control of the remittance information.

SEPA Direct Debit

SEPA Direct Debit is the solution for your collections in Europe and beyond. With a geographic scope of 34

countries and a standardised processing across the SEPA area it is the foundation of any collections setup. Since

its creation BNP Paribas is the largest processor of SEPA Direct Debits through robust processing and

application of best practices.

SDD Replay

SEPA Direct Debit is the payment instrument for your collections within the large geographic scope of the SEPA zone.

Thanks to its ease of use and efficiency, it is used to provide improve the collection process at creditor side, but also to

provide a frictionless method for the debtor. BNP Paribas’ SDD Representation of Unpaid transactions service brings the

next level of efficiency to SEPA Direct Debits.

EasyCollect

In order to ease the management of your SEPA Direct Debits, BNP Paribas can provide you with the EasyCollect solution, a complete platform from electronic signature to mandate and SDD management.

Serrala CashApp

Finance professionals face daily challenges with Accounts Receivables (A/R), because payments are received using various instruments, remittance information enters in irregular forms or miss details. These elements result in a lower straight-through-reconciliation rate and laborious manual exception handlings.

BNP Paribas and Serrala join forces to accelerate and automate cash application by implementing Artificial Intelligence (AI) and machine learning, delivering up to 98% touchless reconciliation.

SEPA Instant Payment

Our SEPA Instant Payment offering will allow you to send & receive payments at light speed at any time.

FX+

FX+ Payments is a best-in-class international payments platform which combines the strengths of our Global Markets and Cash Management teams.

SWIFT gpi

SWIFT gpi (Global Payment Innovation) improves the customer experience for BNP Paribas corporate treasury professionals by making international wire transfers faster and more transparent.