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ZMW – Zambian Kwacha


This currency is considered to be complex (multiple information to be provided and complex processing).

Currency Guidelines

Besides the standard information, it is important to note that the domestic account number should be thirteen digits long.

A clear reason / purpose of payment is mandatory and consists of a full written description (in English) of the nature of payment to be provided in the remittance information. For example: providing an invoice number without guiding text is considered as insufficient and can result in errors or delays.

Example: Payment of travel expenses – invoice n° 123456789

The beneficiary’s bank sort code is mandatory and should be added to the remittance information, this code is a six digit code which allows the identification of a financial institution.

Instructions, technical guidelines & more

To consult the Technical Guidelines of this currency, click here

Additional information

• Available charge options: OUR/SHA/BEN

• Central bank of Zambia: