Besides the standard information, the full beneficiary's address is mandatory and should be instructed in the beneficiary's information.
A clear reason / purpose of payment is mandatory and consists of a full written description (in English) of the nature of payment to be provided in the remittance information.
For example: providing an invoice number without guiding text is considered as insufficient and can result in errors or delays.
Example: Payment of travel expenses – invoice n° 123456789
Payments to Scotia Bank require an additionnal 5-digit transit code attached to the 7-digit account number. Therefore, the beneficiary account number consists of a total of 12 digits.