A clear reason / purpose of payment is recommended and consists of a full written description (in English) of the nature of payment to be provided in the remittance information. For example: providing an invoice number without guiding text is considered as insufficient and can result in errors or delays.
Example: Payment of travel expenses – invoice n° 123456789
Payments in CHF toward Switzerland
Besides the standard information, the IBAN format is mandatory.
The beneficiary’s full name (written out in full, without initials, abbreviations or acronyms) is mandatory.
Payments in CHF outside Switzerland
Standard information
The IBAN format is mandatory (see Appendix VI).