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CDF – Congolese Franc


CDF is considered to be a restricted currency, which implies an inherent limitation to the tradability of this currency. Fund transfers in this currency are not allowed outside of the Democratic Republic of Congo.

Besides this limitation, this currency is considered to be complex, due to the large amount of information that needs to be provided.

Currency Guidelines

Besides the standard information, the full name (written out in full, without initials, abbreviations or acronyms) and the physical full address of the beneficiary are mandatory.

A clear reason / purpose of payment is mandatory and consists of a full written description (in English) of the nature of payment to be provided in the remittance information. For example: providing an invoice number without guiding text is considered as insufficient and can result in errors or delays.

Example: Payment of travel expenses – invoice n° 123456789

Additionally, it is mandatory to provide the beneficiary’s bank full address (exact branch location) in the remittance information.

Moreover, all payments must be instructed with a 23-digit Beneficiary Bank Account Number (BBAN). Payments without the 23 digit BBAN may be rejected or will result in payment delays.  

Eventually, it is recommended as well to add the beneficiary’s telephone number.

Instructions, technical guidelines & more

To consult the Technical Guidelines of this currency, click here

Additional information

• Available charge option: OUR/SHA/BEN
• Central bank of DR of Congo: