BHD

The payment processing of this currency is considered to be relatively standardised.

Besides the standard information, the IBAN format is mandatory (see Appendix VI). The beneficiary’s physical full address is mandatory.

A clear reason / purpose of payment is mandatory and consists of a full written description (in English) of the nature of payment to be provided in the remittance information. For example: providing an invoice number without guiding text is considered as insufficient and can result in errors or delays.

Example: Payment of travel expenses – invoice n° 123456789 (field 70)

Furthermore, the purpose of payment code is mandatory for payments in all currencies towards, from and transiting through Bahrain. The information can be mentionned in field 77B or 70. Any payment missing this information could face a delay or rejection. The information should be structured as follow:

For payments towards Bahrain or transiting through Bahrain:

• /BENEFRES/BH//PPC/

For outbound payments from Bahrain:

• /ORDERRES/BH//PPC/

Where 'PPC' has to be replaced by the correct  3-character purpose code that can be found in the purpose of payment codes list (see Appendix XVIII)

In case payments from or towards Bahrain are operated with another country which also requires a mandatory purpose of payment code, the inbound information (/BENEFRES/country ISO code//PPC/) should be communicated in field 77B and the outbound information should be communicated in field 70 as follow: /ORDERRES/country ISO code//PPC/

This currency accepts three decimal places.

To consult the Technical Guidelines of this currency, click here

To consult the Appendix(es) click here

• Available charge options: OUR/SHA/BEN

• Central Bank of Bahrain: http://www.cbb.gov.bh/