Because cash management is at the heart of the company-bank partnership, we work closely with you to determine the solutions that are best suited to your objectives and organisation. Our range of products and services is flexible so that it can adapt to your current requirements and remains open-ended in order to anticipate your future needs.

A wide range of open solutions

Our range of products and services is flexible so that it can adapt to your current requirements and remains open in order to anticipate your future needs. We combine mass processing capabilities with service quality. We offer a full range of cash management solutions to satisfy your local and international needs: > Liquidity management > Payment centralization > Online transactions > Means of payment > Account opening > Purchasing process > Secure electronic transactions

Global Cash Management coverage

Our solutions can be implemented in a large number of countries so that we can support our client’s ambitions in terms of strategic development:

- Europe You can rely on the leading positions of BNP Paribas in Europe which has been recognized by Euromoney in 2008 (Best Bank in Western Europe). BNP Paribas presence in Europe Austria, Belgium, Bulgaria, Cyprus, France, Germany, Greece, Hungary, Ireland, Italy (BNL), Luxembourg, Netherlands, Norway, Poland, Portugal, Russia, Spain, Switzerland, Turkey (TEB), Ukraine (UkrSibbank), United Kingdom In addition to our local direct capacities in these 21 countries, we have developed partnerships with well-known partner banks to cover 36 European countries where you can find the same quality of local, pan-European or global services. It represents one of the most important coverage for cash management services in Europe.

- Americas BNP Paribas offers cash management services from its main hubs in North America (New York, Montréal and through our subsidiary Bank of the West on the Western coast) and Central and South America (Panama, Brazil). In addition, you can rely on our local partnerships in major countries.

- Asia-Pacific Based on our historical presence in the main financial centres of Asia (Mumbaï, Singapore, Hong Kong, Shanghaï …), BNP Paribas is able to offer cash management services in 10 countries (China, Hong Kong, India, Indonesia, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam).

- Middle East / Africa To deliver the highest level of services, our cash management capacities have been developed in the region, especially in the Gulf area and North Africa where BNP Paribas is already successful in Trade finance, Energy and Commodities Finance as well as Project finance.

Access to local payment systems

To satisfy your local requirements, we have a network of more than 18,000 branches all over the world, including 15,000 in Europe. We can offer you: - access to 140 payment systems around the world - access to local ACH and RTGS (Target 2 in Europe, CHAPS in UK, FedWire in US and PE-ACH, the SEPA compliant Pan-European Automated Clearing House…) Thanks to agreements with our sites and our partners, the administrative costs of opening an account abroad are reduced. These agreements give you access to BNP Paribas Cash Management tools. BNP Paribas has chosen partners according to the quality of their local services, their regional presence and their integration in our international services.